Terms of Use

By accessing this site, you signify your agreement with and understanding of the following terms of use and legal restrictions relating to both this site and the material in it.

Site Ownership

(pat)Ricia Saxton Banther owns this website.


The content of this website is owned by (pat)Ricia Saxton Banther and contributors to the website unless otherwise stated.

Site Credits

A number of resources have been consulted during the development of this website; these have been linked to the text directly. If through oversight any relevant reference has been omitted, please let us know by emailing.

Content - Disclaimer

To the extent permitted by law, information on this website is provided 'as is' without warranty of any kind.

Every effort has been taken to ensure that the information published on this website is accurate and informative. In compiling the information shown on this website, (pat)Ricia Saxton Banther relies on information provided by or collected from third parties. No warranty of fitness is implied. (pat)Ricia Saxton Banther is not responsible for the accuracy or completeness of that information and can accept no responsibility for any losses or damages occurring due to inaccurate or misleading information contained on this website.

The website is provided for information only. (pat)Ricia Saxton Banther cannot accept any responsibility for any loss, damage or injury that arises from the use of this website.

Links are provided for information and convenience only. (pat)Ricia Saxton Banther cannot accept responsibility for the sites linked to or for the information found there. A link does not imply an endorsement of a site; likewise not linking to a particular site does not imply lack of endorsement.

Privacy Statement

(pat)Ricia Saxton Banther is committed to protecting your privacy. You can access this website without providing any information about yourself.